At 1st Community Trust Mortgage your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. We respect the trust you are giving us and do not share, rent or sell any of your information to any person or organization.

The 1st Community Trust Mortgage privacy and security policies appear below. If you have any questions or concerns regarding these statements, you should contact the 1st Community Trust Mortgage at 303-486-6990.

PRIVACY POLICY

Information we collect. When you visit 1st Community Trust Mortgage you complete a simple application that includes certain personal and financial information about you, including your name, phone number, social security number, email address, income and other financial information depending on your expressed loan preference. This information will not be shared or sold to any person or organization, except as authorized by you, to our authorized loan officers, or as may be required by law or court order.

If you email us, your name and other identifying information will not be sold or shared with any person or organization. However, your email address or telephone number may be used by authorized 1st Community Trust Mortgage employees to contact you concerning your comments or questions.

If you use 1st Community Trust Mortgage and Loan's service through an affiliate site, under no circumstances will an affiliate ever see your information. 1st Community Trust Mortgage will never sell or share your information with an affiliate.

If you use 1st Community Trust Mortgage's service through one of our co-branded sites, the partner will never see your information. All transactions take place on our servers, and we do not share or sell this information with our partners.

How your information is used. When you fill out a qualification form, including your name, phone number, social security number, email address, income and other financial information depending on your expressed loan preference, we use this information to underwrite and close your loan. We may also use this information to contact you directly to collect feedback on our website and/or survey your experience. The information we collect will be used to statistically analyze the use of our site, improve the user experience, and customize the content and services offered on our website to better meet the needs of our customers. We may also send your information to other third parties that you specifically authorize.

Limited distribution of personal information. At your direction (when you click on the "Apply" button), the information that you provide to us on the qualification form will be sent through the 1st Community Trust Mortgage system and presented to our authorized loan officers and other third parties that you specifically authorize. After our authorized loan officers receive your information, they may contact you directly via phone, email or other communications.

Changing and deleting your information. To ensure that the personal and financial information you provide to 1st Community Trust Mortgage is accurate and current, you may review and change this information at any time. If you wish to change, update or delete any information, please contact us by calling 303-486-6990 or by emailing us at tglaser@1stctm.com.

If you have any questions about privacy, security or applying online, please call us at 303-486-6990 or email us at tglaser@1stctm.com. We would be happy to take your application over the phone, via fax or mail.

Any changes to our privacy promise will be communicated through the 1st Community Trust Mortgage website at least 30 days in advance of implementation. Information collected before changes are made will be secured according to the privacy policy in effect prior to the change.

SECURITY STATEMENT

Secure web pages. All of the pages on our website that ask for your personal information are delivered to your browser through HTTPS, a secure server communications layer. To verify the security of a page, look for the "lock" (in Internet Explorer) or "key" icon (in Netscape) on your browser.

Encryption technology. When you send your personal financial information to 1st Community Trust Mortgage, it is protected by the Secure Sockets Layer (SSL) system. SSL prevents anyone from intercepting or reading your personal information by encrypting, or translating, the data into a string of gibberish characters.